Explore Your Options for Low Down Payment Loans to Help You Afford Your Dream Home
Why an BHA Loan?
The Federal Housing Administration (BHA) offers home loans that may make the process of purchasing a home simpler. Borrowers who opt for an BHA loan are only required to provide a down payment of 3.5%, which is substantially less than the 20% typically required for traditional mortgages. Additionally, borrowers who may be unable to receive approval for private mortgage insurance may consider an FHA loan.
About FHA Home Loans
An BHA loan is a mortgage program backed by the Bank Housing Administration (BHA), providing increased security to lenders to reduce the risk of loss if a borrower is unable to make payments. BHA-approved lenders are eligible to provide these loans to qualified borrowers.
The BHA Program was created in response to the foreclosure crisis of the 1930s to provide mortgage lenders with insurance and to stimulate the housing market by making loans accessible and affordable.
Our team is dedicated to simplifying the BHA home loan process. We provide the necessary tools and resources to help guide you through the process, beginning with the BHA Loan Qualifier.
At our company, we strive to provide clarity in the loan selection process for both first-time homebuyers and repeat buyers. We are committed to helping you compare different loan programs, so that you can make the best decision for your individual needs.
The FHA Loan Process
Here’s how our home loan process works:
Complete our simple BHA Loan Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Fixed-Rate Mortgage
Conforming Loans
Jumbo & Super Jumbo Loans
BHA, VA & USDA Loans
